Tuition payments and bank-transfer reconciliation: fees go straight to your account

Why doesn't the platform touch tuition?

Kebao only charges you a subscription. It takes no cut of tuition and doesn't collect or pay out on your behalf. Parents' money goes into your own payment-provider or bank account from the moment they pay, with no platform payout delay and no risk to your tuition if the platform shuts down.

How do I set up online payments?

Online payments require a paid plan.

1. 1

   Open a payment account

   Apply for a merchant account with ECPay (individual sellers don't need a registered company) or NewebPay.

2. 2

   Paste your merchant keys

   Paste your merchant ID and keys in Kebao under Settings › Payment methods. They're stored encrypted.

3. 3

   NT$1 verification

   The system creates an NT$1 test payment to confirm the setup is correct and payment results come back.

4. 4

   Start collecting

   From then on, renewal links and payment requests use your merchant account. When parents pay, lessons are added and a receipt is issued automatically.

How does bank-transfer reconciliation work?

Transfer screenshots are deleted automatically after 6 months; the reconciliation result stays in the payment record. Bank-transfer reconciliation is available on every plan.

1. 1

   Set your receiving account

   Enter your bank code and account number. The number is stored encrypted and only the last 5 digits are shown.

2. 2

   Parent chooses bank transfer

   Parents see the amount due and your account on LINE. After transferring, they report the date, amount and last 5 digits of their account, optionally with a screenshot.

3. 3

   Match against your bank statement

   You or a finance member match reports one by one or in bulk on the Reconcile page: confirm when the amount and last 5 digits match, or send it back with a reason when they don't.

4. 4

   Lessons and receipt added automatically

   Once confirmed, lessons are added, a receipt is generated and the parent is notified. Transfers are never confirmed automatically.

Are renewal reminders automatic?

Yes, on Pro and above. When a student is down to the lesson count you set (default 2), the system sends a renewal notice with a payment link, and it reminds parents before and after the payment due date. Once a parent pays or you confirm a transfer, the lessons are added automatically.

Receipts and reports

• Every payment can produce a PDF receipt issued in your name (not a government uniform invoice).
• A monthly summary of payments and lessons.
• Payment and reconciliation records export to CSV for your accountant or tax filing.